IJAIR NAAS Score : 3.99 ,ISSN : 2319-1473

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    "Submissions Open For Vol. 15, Issue 1, July - Aug., 2026"


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    IJAIR NAAS Score : 3.99 (2016 - 2020)
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    Journals Published by TimeLine Publication Pvt. Ltd.

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    IJAIM , IJRAS , IJISM ,
    IJIRES , IJASM , IJRIES,IJAHVS
    https://timelinepublication.com/


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    IJAIR NAAS Score : 3.99 (2016 - 2020)
    "Submissions Open For Vol. 15, Issue 1, July - Aug., 2026"


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    IJAIR NAAS Score : 3.99 (2016 - 2020)
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    IJAIM , IJRAS , IJISM ,
    IJIRES , IJASM , IJRIES,IJAHVS
    https://timelinepublication.com/


    Submissions open

    IJAIR NAAS Score : 3.99 (2016 - 2020)
    "Submissions Open For Vol. 15, Issue 1, July - Aug., 2026"


    Successfully Published

    Volumes / Issues

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    IJAIR NAAS Score : 3.99 (2016 - 2020)
    submit2ijair@yahoo.in , submit@ijair.org


    Journals Published by TimeLine Publication Pvt. Ltd.

    IJECCE , IJEIR , IJAIR,
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    IJIRES , IJASM , IJRIES,IJAHVS
    https://timelinepublication.com/



    The Impact of Agricultural Credit on the Adoption of Recommended Technologies

    Mercy Asamoah
    The Cocoa Research Institute of Ghana (CRIG) is mandated to provide the cocoa farmer with a package of husbandry practices and technologies for realizing optimal yields and high economic returns under socially and environmentally friendly conditions. Most of these technologies, however, depend on the purchase and use of equipment such as mist blowers and inputs such as fertilizers. Since the bulk of the Ghana’s cocoa come from small-scale peasant farmers who have limited resources, majority of them are not able to adopt the innovative technologies as recommended. Major constraints have been identified as high cost of input and the lack of access to agricultural credit. In order to encourage full adoption of recommended technologies, it is contended that the provision of credit, especially, inputs, will have positive impact on farmer’s adoption behaviour. The main objective of this study was to examine the relationship between agricultural credit and adoption of CRIG recommended technologies. The study was based on a survey of 240 respondents who were interviewed using structured questionnaires and semistructured interview guide in the Eastern, Ashanti and Western regions. The results showed that less than nine percent of the respondents had adopted all the four recommendations fully, namely, capsid and black pod control, weeding and fertilizer application. It also showed that all the ‘full adopters’ had had access to agricultural credit. The majority of respondents could best be described as partial adopters. It is concluded that timely release of agriculture credit is the driving force that can influence farmers’ adoption of technologies as a package. It is also recommended that local committees involving chief farmers and representatives of licensed buying companies should be involved in the administration of a well-organized and sustainable credit scheme for cocoa farmers.
    Select Volume / Issue:
    Year:
    2015
    Type of Publication:
    Article
    Keywords:
    Adoption; Credit; Cocoa; farmers
    Journal:
    IJAIR
    Volume:
    3
    Number:
    4
    Pages:
    1165-1168
    Month:
    Jan.-Feb.
    ISSN:
    2319-1473
    Hits: 6402

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